CF.Objective Notes -- Payments Made Easier

Payments Made Easier -- Billy Cravens The Past: PayPay -- disruptive, integrated Other services -- google checkout, wallet, amazon, complicated APIs Disadvantages Software -- learning the web stack Security, PCI compliance Cost User experience -- disrupts your brand Charge back concerns Credit issues and other limitations The Web 2.0 way no binary solutions -- the days are past when you'd say "install a DLL" no soap/xml solutions REST standards Goals Web 2.0 way Use our existing stack control user experience keep it cheap Web 2.0 Payment processing options Square -- low cost card swiping on smart phones and tablets -- free reader, cheap service Noca.com cheap unique -- does credit cards AND checks cards: 2.99% checks: 1.49% forms rendered on noca's end "Marketplace" concept Stripe Stripe.js to generate token REST API -- total control, but PCI/security issues returns a token representing card details handles purchases and subscriptions -- REST sandbox and live environments